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How to Pay Traffic Challan Via Net Banking?

Saumya SrivastavaNov 18, 2025

Paying your traffic challan no longer demands standing in long queues or multiple trips to the RTO office. With the help of Parivahan e-Challan portal, state-specific transport websites and ACKO, paying pending challans is easy. You simply need to provide your vehicle number, select the Net Banking option, and process payment securely. This digital shift has transformed compliance across India, with over 18.24 crore e-challans issued between 2019 and 2024.

So, continue reading this blog to learn how to pay challan through net banking.

Contents

A Step-by-Step Guide to Pay Traffic Challan Via Net Banking
How to Pay e-Challan Status Via ACKO?
5 Benefits of Paying Traffic Challan Via Net Banking
Bottom Line
Frequently Asked Questions

A Step-by-Step Guide to Pay Traffic Challan Via Net Banking

Making online traffic fine payment using net banking is a hassle-free process. The Parivahan e-challan official portal has further simplified the process. Check the steps given below:

Step 1: Visit the official website of Parivahan Sewa and choose the option ‘Online Services’. Further, by selecting the ‘eChallan’ option, click on the ‘Get Challan Details’ button.

Step 2: Enter your challan number, driving licence details, or vehicle registration number to view the challan. The page will then display the owner’s details, vehicle information, and the recorded violations.

Step 3: Now select the challan you wish to pay and click on the ‘Pay Now’ option.

Step 4: You will then be redirected to the secured payment gateway, and from there select the ‘Net Banking’ option.

Step 5: After that, just follow the instructions to log in to the net banking portal of your bank and complete the payment.

Step 6: Once you have successfully completed the payment, just save the transaction ID and the receipt for any future use.

How to Pay e-Challan Status Via ACKO?

You can also check and pay your echallan UP or any other state easily with the ACKO app or website, and complete payment in just a few steps. The details are discussed below:

Step 1: Open the ACKO app (after downloading and logging in) or visit our home page.

Step 2: Go to the “Check your challans” or “Check and pay pending challans” section.

Step 3: Enter your vehicle registration number, state (if asked), and the captcha.

Step 4: Click on the search option to view your challan records.

Step 5: Your pending and paid e-challan status will appear on the screen.

Step 6: Select the challan you want to pay and proceed with the payment by selecting the Net Banking option.

Once you complete the payment by providing your bank details, your receipt will be visible. You can also download it for any future use.

5 Benefits of Paying Traffic Challan Via Net Banking

The several benefits of E-challan payment via bank include the following:
1. Convenient
You can pay your fine at any time and from anywhere with net banking. You need not come to the RTO or a police station in person. This makes paying the challan via net banking a user-friendly option.

2. Security
RTO challan payment gateway provides online payments with encrypted and secure gateways. This provides security to your banking details and payments.

3. Instant Confirmation
Once you complete the payment, you will receive a receipt/transaction ID immediately. This is proof of fine clearance. This increases trust in the online payment process and guarantees its security.

4. Easy Integration
The system is compatible with large banks, as well as linked to RTO databases. This thereby facilitates its integration regardless of the location of the state.

5. Digital India Compatibility
The compatibility with the RTO payment gateway and online payment modes aligns with the government's Digital India agenda, instilling a culture of digital payments.

Bottom Line

Paying your traffic challan through net banking is a quick and secure process that saves time and effort.. This allows you to settle fines via a secure online gateway with connections to major banks and RTOs.

With this, you will not only save time but will also support India's Digital India initiative. However, for a convenient and hassle-free experience, you can download the ACKO app and pay all your pending challans in a few minutes.

Now that you know how to pay challan through net banking, make sure not to keep your challans pending for a long time, as it can attract added fees.

Frequently Asked Questions

Can I pay my traffic challan using the net banking service of any bank?

Yes, the majority of banks, in collaboration with Parivahan or the state RTO portal, support traffic challan payments via net banking.

What should I do if my money is deducted during net banking challan payment but shows unpaid?

If your challan payment is deducted but still shows unpaid, it is advisable to wait for 24-48 hours. If you do not get any update, contact the bank and RTO support by showing the transaction ID.