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The charming traditional inns, warm hospitality, low crime rates, and, of course, the one-of-a-kind cuisine are just a few reasons why millions flock to this enchanting ‘Land of the Rising Sun.’ To ensure a hassle-free and memorable trip to Japan, safeguard your adventure with the right travel insurance. Travel health insurance for Japan is particularly important, as it provides coverage for medical emergencies, trip cancellations, and baggage protection, offering peace of mind as you explore this stunning destination.
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Japan travel insurance protects you financially from unforeseen medical, travel, and personal hazards while in Japan. It pays for emergencies such as medical expenses, hospitalisations, emergency medical evacuations, trip delays, cancellations, and lost or stolen luggage. This insurance provides peace of mind and financial help throughout your trip to Japan.
Japan is such an incredible destination that draws travellers with its vibrant cities, serene temples, and irresistible cuisine. As you plan your journey to explore all that Japan has to offer, securing travel insurance should be at the top of your checklist. You can purchase Japan travel insurance online through ACKO.
Imagine making travel plans to Japan - you've prepared for every event, and just when you think you've done it all, you have a cancellation or delay on your flight. Even worse, picture getting sick while travelling to or from Japan or while you're there. Illness, injury, accidents, and travel delays are sometimes unavoidable, but you can get travel insurance to ensure you are financially covered if disaster strikes.
These are the biggest reasons why you need travel insurance when travelling from India to Japan. Here are a few more pointers on why international travel insurance from India to Japan is crucial:
Unexpected costs can occur during your visit to Japan. Without comprehensive travel insurance, you might have to cover these expenses yourself. On the other hand, having the right travel insurance can safeguard your finances.
Unexpected illness or injury while travelling can necessitate urgent medical care abroad, where costs are typically high. International travel insurance for Japan can provide financial relief by covering these unforeseen medical expenses.
Travel insurance protects your finances from unexpected trip cancellations before starting (covering non-refundable costs like airfare and lodging due to illness, weather, etc.) or interruptions after beginning (covering emergency returns and unused expenses due to medical issues, disasters, or family illness).
Japan's location on the "Ring of Fire" exposes it to frequent, life-threatening earthquakes, tsunamis, and typhoons, making insurance a critical necessity. Personal accident coverage is essential, offering financial aid for injuries, disability, or death directly caused by these regular disasters, helping families cope with medical expenses and lost income.
Japan travel insurance offers the invaluable benefit of peace of mind. Instead of letting worries about unexpected accidents impacting your budget overshadow your vacation, having travel insurance allows you to relax and enjoy your time off fully.
ACKO is the best option if you want hassle-free and simple insurance. We will get you set up with travel insurance quickly and easily.
Here are a few of the ways we can help you:
With ACKO, get the best deal on comprehensive travel insurance! Superior, affordable coverage from just ₹8/day for: Medical Emergencies, Trip Cancellations/Interruptions, Lost/Delayed Baggage, and Travel Delays.
With ACKO, you can manage everything online, from purchasing a policy to filing a claim to handling billing questions. You can edit or extend your policies via the ACKO app in a few clicks.
Purchasing travel insurance online offers full upfront access to all policy details, including both inclusions and exclusions. This greater clarity facilitates a more informed decision regarding your specific coverage needs.
You can adjust your policy to meet the demands of your unique situation. For instance, you can select the coverage options and any other add-ons that best suit your needs.
You can choose a policy with no deductibles, subject to availability. In other words, there won't be any out-of-pocket costs for you. Your insurer will cover all policy-financed liabilities you may incur during your trip.
Regardless of age, you can purchase your policy instantly online and enjoy comprehensive protection for your trip. ACKO offers travel insurance without requiring a medical check-up.
You can travel without stress by contacting us about your insurance policy at any time, day or night. Call us at 1833-813-8772 (for the US) or 022-69635374 (for other regions), or email us at [email protected].
Take a look at some of the most valuable ways our travel insurance plan for Japan can assist you during your trip. ACKO is the best option if you want hassle-free and simple insurance. We will get you set up with travel insurance quickly and easily. Here are a few of the advantages of ACKO’s Travel Insurance India to Japan:
With our network of hospitals worldwide, you can enjoy the convenience of cashless hospitalisation benefits no matter where you are. And if needed, we also offer reimbursement options under our plans.
Zero out-of-pocket expenses mean complete peace of mind. Our comprehensive coverage includes all eligible costs, such as medical fees, transportation, and accommodation, as needed. This facility ensures a financially stress-free and hassle-free claim experience.
Say goodbye to time-consuming paperwork and hello to an easy-to-use digital interface. Now, you can file a claim with just a few clicks/taps with a digital-first insurer.
ACKO offers extensive medical coverage, which is crucial given the high cost of medical emergencies in Japan. This coverage encompasses hospitalisation expenses (both in-patient and out-patient), emergency medical evacuation, and necessary repatriation to India. It also includes emergency dental treatment for acute pain and, in many plans, coverage for COVID-19-related hospitalisation and treatment.
ACKO provides a fixed payout of $75, covering delays for all legs of the journey, excluding rescheduling. If you miss your connecting flight due to a delay of more than 6 hours on your original flight, ACKO will pay up to $500 to cover your next booking (excluding refunds by the flight operator).
If you accidentally injure someone or damage their property while in Japan, your travel insurance will cover the resulting legal costs. This protection prevents unexpected financial strain from such incidents.
If you lose your passport while travelling in Japan, ACKO will cover the expenses incurred, up to $300, to obtain a new passport or emergency certificate. Any loss after your arrival in India will not be covered under this benefit.
When you buy a travel insurance policy with ACKO, you can customise the policy with available add-ons. Two add-on options are available: Delayed Booking and Adventure Sports Injury Cover. Please remember that these add-ons are available at higher premiums.
Travel insurance Japan by ACKO typically entails the following coverages.
Our Travel health insurance Japan covers hospitalisation, ambulance fees, and other medical expenses up to a policy-specified limit. This ensures that you don't have to worry about the high cost of medical treatment in a foreign country.
The need to postpone or cancel a trip because of an unforeseen event is a possibility. In such instances, you can claim a reimbursement in accordance with your policy’s terms.
If your travel plans are cancelled for reasons beyond your control due to an unavoidable reason like an accident or hospitalisation, OR If your booked flight is delayed beyond the specified number of hours from the scheduled departure or arrival time in the policy schedule, your travel insurance will reimburse you within the limits.
Unfortunately, if you are hospitalised in Japan, you may want someone from home to be there with you for moral and logistical support. In such cases, the costs of a relative's visit from India will be covered.
You could face legal repercussions if your passport is misplaced or stolen while in Japan. To prevent this, you should obtain a new passport. Depending on the terms of your travel insurance, it may help pay for the cost of obtaining a duplicate one.
Sometimes, your airline may delay your baggage from reaching you, or it may be lost. In such situations, travel insurance for Japan can help compensate for standard fees in the event of potential financial losses.
The potential risks associated with COVID-19 may affect your trip. If you have travel health insurance in Japan, you can apply for financial reimbursement for any related losses, such as flight and hospitalisation.
The policy will pay for the insured person's final expenses in the event of their death while travelling. These may include transportation charges for the deceased person's body to the place of its origin.
Generally, the following scenarios may not be covered under our travel Insurance for Japan from India.
Japan offers unforgettable memories and fun experiences for travellers. However, it's also susceptible to natural disasters like earthquakes and typhoons, which can lead to trip delays or flight cancellations. If you're planning adventure activities such as scuba diving in Okinawa or skiing in Hokkaido, it's highly recommended to add adventure sports coverage to your travel insurance plan. ACKO offers adventure sports injury and booking denial coverage as a travel insurance add-on.
| ADD On | Description |
| Adventure Sports Injury | In case you get injured during any adventure sports activities like skiing, skydiving, etc., we will cover the cost of your treatment. This benefit is offered as part of the accidental hospitalisation benefit. |
| Booking Denial | You will be reimbursed up to $500 for the new booking if:1. You are denied boarding on a confirmed flight booking by your airline 2. You are denied hotel accommodation on a paid booking at the time of check-in, provided you have made a new booking in the same city for the exact dates as your original booking |
To get travel insurance online for Japan from ACKO, follow these six steps:
To begin, click here or download our app from Play or App Store
Choose from our standard plan or customise your plan
Give us the dates on which your trip will start and end
Choose the coverage you want
Fill up the details for you and your travel companions
Pay online to get your coverage right away
Travel insurance should let you focus on the journey, not the financial risks.
That’s exactly what our customers experience — no delays, no hidden surprises, just genuine support whenit matters the most.
Filing a claim with ACKO's Travel Insurance for Japan is easy. Just follow these steps to make a claim:
Download ACKO’s sample travel insurance policy for Japan to learn about the coverage.
The following documents are required for purchasing travel insurance, applying for a visa and claiming travel insurance.
Here are the key documents required to purchase travel insurance for travel to Japan from India.
Here are some of the essential documents for applying for a German visa.
Here are some of the key documents required for applying for a travel insurance claim in Japan.
Meet Rohan, who was on a solo trip to Japan when he suddenly fell ill. He needed medical attention, but he was worried about the high costs of treatment in a foreign country.
Luckily, Rohan had purchased travel medical insurance from ACKO, which provided him with comprehensive medical coverage. With ACKO's Japan travel insurance, Rohan was able to get the necessary medical treatment without worrying about the expenses.
"Having ACKO's travel insurance gave me peace of mind during a stressful situation," says Rohan. "Their coverage for medical expenses ensured that I received timely treatment without any financial burden. I'm grateful for their support!"
Unexpectedly extending your trip to Japan? With ACKO, extending your travel insurance policy is as simple as the initial purchase, ensuring you maintain uninterrupted coverage.
Simple Steps to Extend Your Coverage with ACKO:
When selecting travel insurance, consider your coverage needs. ACKO offers Standard and Comfort travel insurance plans for visitors to Japan. The following provides an overview of the coverage for each plan.
| Coverage | Standard Plan | Comfort Plan |
| Accidental Medical Expense Reimbursement | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Illness Medical Expenses Reimbursement | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Pre-existing Disease Cover | Covered under Illness Medical Expense Reimbursement | Covered under Illness Medical Expense Reimbursement |
| OPD Treatment | Up to ₹ 250 | Up to ₹ 10,00,000 |
| Adventure Sports Injury | Covered under Accidental Medical Expense Reimbursement | Covered under Accidental Medical Expense Reimbursement |
| Hospital Daily Allowance | Up to ₹ 250 | Up to ₹ 20,00,000 |
| Physiotherapy | Covered under Accidental Medical Expense Reimbursement | Covered under Accidental Medical Expense Reimbursement |
| Compassionate Visit | Up to ₹ 1,000 | Up to ₹ 5,00,000 |
| Return of Minor Child | Up to ₹ 1,000 | Up to ₹ 50,00,000 |
| Emergency Stay and Extension | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Evacuation (Medical & Catastrophe) | Up to ₹ 1,000 | Up to ₹ 1,00,00,000 |
| Accidental Death | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Permanent Total Disability | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Permanent Partial Disability | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Personal Accident (Common Carrier) | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Repatriation of Mortal Remains | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Kidnap / Hijack Coverage | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Loss of Passport | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Financial Emergency Cash | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Personal Liability & Bail Bond | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Electronic Equipment Cover | Up to ₹ 50 | Up to ₹ 50,00,000 |
| Pet Cover | Up to ₹ 50 | Up to ₹ 50,00,000 |
| Fire & Allied Perils (Home Building and Contents) | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Home Insurance Cover | Up to ₹ 1,000 | Up to ₹ 5,00,00,000 |
| Trip Rescheduling | Up to ₹ 50 | Up to ₹ 50,00,000 |
| Trip Cancellation | Up to ₹ 50 | Up to ₹ 50,00,000 |
| Trip Cancellation due to COVID-19 | Up to ₹ 50 | Up to ₹ 50,00,000 |
| Bounced Booking | Up to ₹ 50 | Up to ₹ 50,00,000 |
| Flight Delay | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Delayed Arrival | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Delayed Departure | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Missed Flight | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Missed Connection | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Delay of Checked-in Baggage | Up to ₹ 50 | Up to ₹ 5,00,000 |
| Delay of Sports Equipment | Up to ₹ 50 | Up to ₹ 5,00,000 |
| Total Loss of Checked-in Baggage | Up to ₹ 50 | Up to ₹ 10,00,000 |
| Damage of Checked-in Baggage | Up to ₹ 50 | Up to ₹ 5,00,000 |
Here are some tips to get the best deal on your travel insurance Japan.
If you decide to buy a travel insurance policy, we strongly advise that you thoroughly understand the claim process. This will help you make claims more easily and quickly because you will know what steps to take.
When it comes to the best travel insurance for Japan, it can be tempting to choose all of the additional coverages offered. However, this can lead to an increased cost without necessarily providing the protection you need. To ensure that you don't overspend, consider the potential financial liabilities you may encounter on your trip to Japan and only select the coverages that will provide the most benefit for you.
You should take into account the amount of financial support you might need in a worst-case scenario during your trip to Japan. This will help you decide on an appropriate sum insured amount. In insurance, the sum insured is the maximum claimable amount under a policy. Therefore, it is important to calculate the amount of coverage you require and select a reasonable sum insured amount that will help you in the event of an unfortunate occurrence.
Japan has more than 5 million vending machines, where you can find everything from hot meals and umbrellas to flowers and fresh eggs!
| Category | Details |
| Currency | Japanese Yen (¥) |
| Language | Japanese |
| Best Time to Visit Japan | March to May and September to November |
| Visa Info | Visa-free travel for up to 3 months (depending on nationality) |
| Top Tourist Destinations | Tokyo, Kyoto, Osaka, Yokohama, Nagoya, Hiroshima, Nagasaki, Okayama |
| Known For | Technology, nature, spirituality, temples, public transport, and cuisine |
According to the website of the Embassy of Japan in India, the following are the
| Visa Types | Purpose |
| Short-term Visa | For short visits, tourism, or business trips |
| Long-term Visa | For extended stays, work, or study purposes |
| Medical Visa | For individuals seeking medical treatment in Japan |
| Transit Visa | For travelers transiting through Japan to a third country |
Here is a simple 5-step Japan visa application process for Indians:
If you run into any emergency, you can get in touch with the Indian Embassy in Japan. Here are the Embassy’s contact details.
| EMBASSY NAME | EMBASSY OF INDIA, TOKYO |
| Address | 2-2-11 Kudan-Minami, Chiyoda-ku, Tokyo 102-0074 |
| Phone number | +81 3 3262-2391 to 97 |
| Working hours | 0930 to 1700 hrs |
The table shared below lists the popular international airports in Japan and their respective locations.
| AIRPORT NAME | LOCATION |
| Haneda | Tokyo |
| Narita | Chiba |
| Kansai | Osaka |
| Chubu | Aichi |
Visiting a country where the landscape is adorned with stunning mountains and lush forests, while the rest boasts beautiful beaches and towering skyscrapers—sounds incredible, right? Listed below are some considerations to make before visiting Japan.
Japan has very strict visa requirements, so it is important that you plan your trip in advance and apply for a visa well before your travel date.
Knowing a few Japanese equivalents of phrases like “hello”, “thank you”, and “goodbye” can go a long way in making your experience in Japan more comfortable.
Japan has a unique culture, so it’s important to be aware of the different customs and etiquette people follow before travelling there.
Japan has four distinct seasons. So, make sure to check what the weather is like and pack accordingly.
Japan has a well-developed public transport system. Thus, it’s a good idea to familiarise yourself with it before you go.
While you can use your credit or debit card in Japan, cash is still the preferred payment method in most Japanese places.
The best time to visit Japan is during spring (March to May) and autumn (September to November). Spring is world-famous for its cherry blossoms (sakura), mild weather, and vibrant festivals, making cities like Tokyo, Kyoto, and Osaka especially picturesque. Autumn offers equally stunning scenery with red and golden foliage (koyo), comfortable temperatures, and clear skies—perfect for exploring temples, gardens, and nature trails. Both seasons offer ideal weather, high cultural activity, and some of the most beautiful landscapes Japan has to offer.
We've put together a list of some of the destinations in Japan that you just shouldn't miss.
Indian cuisine typically uses more spices, oil, and dairy than everyday Japanese food. When you’re in Japan, even Indian restaurants may adjust flavours to local tastes. Here is a helpful table of reliable Indian restaurants across Tokyo, Osaka, Kyoto, and other cities.
| Restaurant | Address |
| Dhaba India | 1-19-7 Yaesu, Chuo City, Tokyo 103-0028 |
| Nirvana New York | 2-1-1 Marunouchi, Chiyoda City, Tokyo 100-0005 |
| Moti Roppongi | 6-2-35 Roppongi, Minato City, Tokyo 106-0032 |
| Annam Indian Restaurant | 2-10-11 Higashishinbashi, Minato City, Tokyo 105-0021 |
| Ghar | 1-4-8 Kyutaromachi, Chuo-ku, Osaka 541-0056 |
| Nawaab | 1-10-12 Nishitenma, Kita-ku, Osaka 530-0047 |
| Moti Osaka | Hep Five 7F, 5-15 Kakudacho, Kita-ku, Osaka 530-0017 |
| Rajasthan | 435 Tominagacho, Higashiyama Ward, Kyoto 605-0933 |
| Mughal | 130 Hashimotocho, Nakagyo Ward, Kyoto 604-8005 |
| Ajanta | 306 Ebisu-cho, Nakagyo Ward, Kyoto 604-8133 |
| Indo Asian Dining | 1-25 Oimatsucho, Nishi Ward, Yokohama 220-0073 |
| Moti Yokohama | Queen’s Tower A B1F, 2-3-1 Minatomirai, Nishi Ward |
| Jyoti Indian Restaurant | 4-3-1 Minami 3 Jonishi, Chuo-ku, Sapporo 060-0063 |
| Spice & Mill | 3-4 South 4 West, Chuo-ku, Sapporo 064-0804 |
| Indo Dining | 2-9-10 Maizuru, Chuo-ku, Fukuoka 810-0073 |
| Nataraj Fukuoka | 2-14-22 Daimyo, Chuo-ku, Fukuoka 810-0041 |
In this section, we have answered some of the most frequently asked questions on travel insurance for Japan from India.
*Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.
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