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Buy travel insurance for Australia online at ₹45*/day

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Travel Insurance for Australia

Australia is a country with some of the most beautiful natural scenery in the world. It has tropical rainforests, dry deserts, and beautiful coastal areas. It is a popular destination for tourists due to its stunning landscapes and rich cultural heritage. However, you should consider purchasing travel insurance for Australia to avoid financial hardship if an unforeseen event occurs. Whether you’re travelling for leisure, work, or studies, ACKO’s Australia travel insurance ensures you’re covered when things don’t go as planned.

​​What Is Travel Insurance for Australia?

Travel insurance for Australia from ACKO provides financial protection against unexpected medical and non-medical emergencies during your trip. It covers unforeseen medical expenses such as doctor consultations, hospitalisation, emergency medical treatment, and medical evacuation. Since healthcare in Australia can be expensive for international travellers, having travel health insurance for Australia is essential for peace of mind.helping you manage high healthcare costs abroad.

Travel insurance from India to Australia also protects you against non-medical risks such as lost or delayed baggage, passport loss, flight delays, personal liability, and accidental death or permanent disability. Buying travel insurance for Australia from ACKO ensures complete financial protection, allowing you to travel with confidence and peace of mind throughout your journey.

Why Do You Need Travel Insurance for Australia from India?

Here are some reasons to buy international travel insurance before leaving for your trip:
 

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Unexpected Occurrences

Australia Travel insurance can provide financial protection in the event of unforeseen circumstances. Flight delays, lost or stolen luggage, and unanticipated medical expenses are a few examples.

Financial support

Financial Security

A travel insurance policy can provide financial security if you need to postpone or cancel your trip due to unforeseen circumstances. Examples of these situations include natural disasters or medical emergencies.

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Medical Coverage

Travel health insurance can help cover the costs of medical care if you become ill or injured while visiting Australia. Typical inclusions include doctor consultations, hospital stays, prescription medications, and ambulance expenses.

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Emergency Assistance

Emergency assistance services are typically covered by travel policies. As a result, you can receive the help you need and make arrangements for services like medical evacuation.

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Feel Safe and Secure

A travel policy can help you feel safe and secure. Knowing you have a safety net in case of unforeseen events or circumstances is always helpful.

Why Choose ACKO Travel Insurance for Australia?

ACKO travel insurance for Australia provides comprehensive protection against medical emergencies, trip disruptions, and baggage-related issues at affordable premiums, with minimal out-of-pocket expenses. Here’s why travellers choose ACKO:

  • Worldwide Coverage (150+ Countries): Travel freely with coverage that extends across more than 150 countries, including Australia.
  • Zero Paperwork, 100% Digital: Enjoy a completely paperless experience from buying your policy to filing claims without visiting an office or speaking to agents.
  • Budget-Friendly Options: Choose from cost-effective and comprehensive plans, with travel insurance starting at just ₹45*.
  • Customisable Plans: Easily tailor your travel insurance to suit your trip duration, number of travellers, and coverage needs. Manage your policy or make changes anytime via the ACKO app, ideal for students, families, and senior travellers.
  • Visa-Compliant Coverage: Meets travel insurance requirements for visa applications where insurance is mandatory.
  • Hassle-free Claim Settlement: ACKO emphasises a simple, quick, and transparent claim process, often settling claims within 24 hours for minor issues, with a high claim settlement ratio.
  • No Room Rent Limit: With ACKO, get comprehensive hospitalisation cover without any daily room rent restrictions.
  • Fixed Payouts for Travel Delays: Receive pre-defined payouts for flight delays, making claims quick and hassle-free.
  • Adventure Sports Coverage: Stay protected against injuries from adventure sports coverage that is often excluded or expensive in traditional travel insurance plans.

Benefits Of ACKO’s Travel Insurance Australia

ACKO Travel Insurance plans offer comprehensive benefits including coverage for medical emergencies, trip cancellations/delays, lost baggage/passports, and personal liability. Here is the detailed advantage of buying travel insurance Australia from ACKO: 

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Comprehensive Medical & Health Coverage

ACKO travel insurance covers hospitalisation expenses, doctor consultations, diagnostic tests, surgeries, and post-hospitalisation costs arising from illness or accidents during your trip. It also includes Covid 19 coverage, cashless hospitalisation through a global network of hospitals, emergency medical evacuation, and repatriation of mortal remains. Some plans may also provide emergency cover for life-threatening complications arising from pre-existing diseases, subject to policy terms.

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Trip, Flight & Baggage Protection

Stay protected against common travel disruptions with coverage for trip cancellation or interruption due to covered reasons such as sudden illness or the death of a family member. The policy offers compensation for flight delays, missed connections, and denied boarding. It also covers loss or damage of checked-in baggage and provides fixed payouts to purchase essentials if your baggage is delayed beyond a specified time.

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Travel Assistance & Liability Cover

ACKO travel insurance covers expenses related to the loss of passport or travel documents, including application and documentation fees for replacements. It also includes personal liability cover for accidental injury to a third party or damage to their property during your trip. Some plans extend coverage to protect your home against theft of personal belongings while your residence remains unoccupied during travel.

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Add-On Benefits & 24x7 Support

Enhance your coverage with optional add-ons such as booking denial and adventure sports injury cover for activities undertaken during your trip. With 24x7 global customer support, ACKO ensures round-the-clock assistance for emergencies, queries, and claims, so help is always available wherever you are.

What’s Covered by ACKO’s Australia Travel Insurance?

You will get the following coverage under our travel insurance policy for Australia:

Medical & Health-Related Covers

These covers provide financial protection for medical emergencies arising during the travel period, subject to policy terms and limits:

  • Medical Treatment for Illness: Covers reasonable and customary medical expenses incurred for illness requiring hospitalisation or daycare treatment. Sum insured up to ₹1,000 – ₹5,00,00,000
  • Medical Treatment for Accident: Covers medical expenses for accidental injuries requiring hospitalisation or daycare treatment. Sum insured up to ₹1,000 – ₹5,00,00,000
  • Outpatient Medical Expenses (OPD): Covers expenses for doctor consultations, diagnostics, and prescribed treatment arising from illness or injury. Sum insured up to ₹250 – ₹10,00,000.
  • Emergency Medical Evacuation: Covers expenses for emergency transportation to the nearest appropriate medical facility, including air or surface evacuation.
  • Medical Repatriation: Covers expenses incurred for returning the insured person to India on medical advice.
  • COVID-19 Medical Expenses: Covers medical treatment and hospitalisation expenses arising from COVID-19 diagnosis during the trip.
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Accidental Death & Disability Covers

Provides financial compensation in case of accidental death or disability during the travel period:

  • Accidental Death: Lump-sum benefit payable to the nominee if the insured person dies due to an accident.
  • Permanent Total Disability: Compensation is payable if an accident results in permanent total disability.
  • Permanent Partial Disability: Compensation payable for permanent partial disability caused by an accident.
  • Repatriation of Mortal Remains: Covers expenses for transporting mortal remains to the place of residence in case of death due to illness or accident.
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Emergency Assistance & Family Support Covers

These benefits help manage travel and stay-related expenses during medical emergencies:

  • Compassionate Visit: Covers travel expenses of one immediate family member to visit the insured person in case of hospitalisation.
  • Return of Minor Child: Covers expenses to return dependent minor children to the place of residence if the insured is hospitalised.
  • Emergency Trip Extension: Covers additional accommodation and travel expenses due to medically necessary extension of the trip.
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Trip Delay, Cancellation & Interruption Covers

Covers financial losses arising from unforeseen travel disruptions:

  • Trip Cancellation: Reimburses non-refundable travel expenses if the trip is cancelled due to covered reasons.
  • Trip Interruption: Covers unused and additional expenses if the trip is cut short due to a covered event.
  • Flight Delay: Fixed benefit payable if a scheduled flight is delayed beyond the specified time period.
  • Missed Connection / Rescheduling: Covers additional expenses incurred due to missed or rescheduled flights, subject to policy conditions.
  • Trip Cancellation due to COVID-19: Covers cancellations resulting from COVID-19 quarantine or diagnosis, as specified in the policy.
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Baggage & Travel Documents Covers

Provides protection against loss, delay, or damage to personal belongings:

  • Delay of Checked-in Baggage: Fixed compensation payable if checked-in baggage is delayed beyond the defined time limit.
  • Loss of Checked-in Baggage: Covers loss or partial loss of checked-in baggage when not recovered by the airline.
  • Loss of Passport: Covers expenses incurred for obtaining a duplicate passport and related documentation.
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Personal Liability & Other Covers

Additional benefits that protect against third-party claims and financial emergencies:

  • Personal Liability: Covers legal liability arising from accidental injury to a third party or damage to third-party property.
  • Financial Emergency Assistance: Assistance for emergency cash support during travel, subject to policy conditions.
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What’s Not Covered by ACKO’s Australia Travel Insurance?

Here are the situations usually not covered by ACKO’s Australia travel insurance online:

Travel Exclusions

These are the travel-related scenarios in which your travel insurance for Australia will be ineffective.

  • Not having a valid visa for travel to Australia
  • Travelling to Australia to receive treatment or a consultation
  • Going to Australia despite not being in good enough health for the journey
  • If you purchase after leaving India or if your trip doesn’t end in India
  • Travelling against your doctor's advice

Legal Exclusions

You won't be able to use your travel health insurance Australia in these legal circumstances.

  • Attempting or committing suicide, as well as self-inflicted wounds
  • Alcohol, hallucinogen, or other substance intoxication-related harm, loss, or injury
  • Damage, loss, or harm resulting from deliberate or unintentional involvement in criminal activity
  • Loss, harm, or damage sustained while engaging in risky activities like tunnelling, mining, etc

Medical Exclusions

You won't be able to use your travel medical insurance Australia in these medical situations.

  • Depending on the terms of your policy, any pre-existing illness and/or a complication that goes along with it
  • If a medical professional who is related to the insured person's family offers proof of disability
  • Pregnancy-related medical problems and treatment

How to Buy ACKO Travel Insurance For Australia From India?

To buy ACKO's online travel insurance Australia, just follow these six simple steps:

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    To begin, click here or download our app from Play store or App Store

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    Choose from our standard plan or customise your plan

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     Give us the dates on which your trip will start and end

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     Choose the coverage you want

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     Fill up the details for you and your travel companions

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     Pay online to get your coverage right away

Why Customers Trust Our Australia Travel Insurance Plans?

Travel insurance should let you focus on the journey, not the financial risks.
That’s exactly what our customers experience: no delays, no hidden surprises, just genuine support when it matters the most.

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How to Claim Online Travel Insurance Australia From ACKO?

It is easy to file a claim with ACKO's Travel Medical Insurance Australia. Just follow these steps to make a claim: 

  1. For Cashless Medical Coverage:

    • Tell us where you are by sending an email to [email protected] or calling 022-69635374. 
    • We will send you an immediate list of hospitals in your area that do not require cash. 
    • We will take care of paying the hospital bill while you continue to receive care.
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  2. For Reimbursement Claims:

    • Send us an email at [email protected] or call us at 022-69635374. 
    • We will review your invoice or bill as soon as it is received. 
    • Your refund should arrive in your bank account within a few days. 
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Let's Hear How ACKO's Travel Insurance Australia Came To The Rescue For Neha During Her Honeymoon Trip

Neha and her husband were enjoying their dream honeymoon in Australia when disaster struck—Neha lost her passport! Panic set in as they realised they might have to cut their trip short.

But thanks to ACKO's Travel Insurance Australia, Neha didn't have to worry for long. ACKO promptly stepped in and covered all the expenses for obtaining a duplicate passport, ensuring that Neha could continue her honeymoon without any interruptions.

"I can't thank ACKO enough for their quick and efficient assistance," says Neha with a grateful smile. "Losing my passport could have ruined our honeymoon, but ACKO saved the day. I'll always be grateful for their support during our time of need."

Facts about Australia

Here are some interesting facts about Australia that highlight its natural wonders, cultural diversity, climate, and way of life. The table below gives a quick overview of what makes Australia a truly unique and fascinating country.

CategoryDetails
Unique WildlifeAustralia is home to iconic animals such as kangaroos, koalas, and the Tasmanian devil. Around 80% of its flora and fauna are found nowhere else on Earth.
Best Time to VisitThe ideal time to visit is from September to November (spring) and March to May (autumn), when the weather is pleasant across most regions.
Breathtaking LandscapesThe country features diverse landscapes, including deserts, rainforests, beaches, and the Great Barrier Reef—the world’s largest coral reef system stretching over 2,300 km.
Multicultural SocietyAustralia has a highly multicultural population, with people from diverse ethnic backgrounds contributing to a rich mix of traditions, festivals, and cuisines.
Climate ZonesAustralia experiences varied climates, ranging from tropical in the north, arid in the interior, to temperate in the south.
Indigenous CultureAustralia preserves a rich Aboriginal heritage, one of the oldest living cultures in the world, reflected in ancient art, traditions, and spiritual beliefs.
Popular SportsCricket, Australian Rules football, rugby, swimming, and tennis are widely followed and played across the country.
Languages SpokenEnglish is the primary language, along with over 300 languages spoken nationwide, including Indigenous and immigrant languages.

Things You Should Know Before Beginning Your Australian Trip

Australia is the world's largest island and its smallest continent. It is a stunningly beautiful country with amazing contrasts. Along its coastline, you can explore vast sand islands, bustling cities and prehistoric rainforests. The Great Barrier Reef, one of the most magnificent natural wonders on earth, is one of its main draws. The Blue Mountains National Park, Uluru-Kata Tjuta National Park, and Bondi Beach are some of its other well-known attractions.

Best Time to Visit Australia 

Australia is a destination that offers a little bit of everything iconic wildlife, stunning coastlines, vibrant cities, and unforgettable road trips. Whether you’re planning to explore the Great Barrier Reef, soak up the culture in Sydney and Melbourne, or experience the vast outback, timing your trip right can make all the difference.

The best time to visit Australia is during spring (September to November) and autumn (March to May), when the weather is pleasant across most regions and perfect for outdoor adventures. These seasons offer comfortable temperatures, fewer crowds, and smoother travel experiences, ideal for first-time visitors and frequent travellers alike.

Overall: Spring and autumn are considered the most pleasant and balanced seasons for travel across Australia.

Places To Visit In Australia

Australia is packed with iconic destinations that blend natural beauty, vibrant cities, and rich culture. Here are some of the most visited places in Australia that travellers love exploring:

  • Sydney: Famous for the Sydney Opera House and Harbour Bridge, Sydney offers stunning beaches, a lively food scene, and coastal walks. It’s a perfect mix of city life and ocean views.
  • Melbourne: Known as Australia’s cultural capital, Melbourne is loved for its cafés, street art, and sports culture. The city is also a great base for scenic drives like the Great Ocean Road.
  • Great Barrier Reef: The world’s largest coral reef system is a must-visit for snorkelling and diving enthusiasts. It’s home to vibrant marine life and breathtaking underwater views.
  • Gold Coast: Popular for its long sandy beaches and surf spots, the Gold Coast is also known for theme parks and nightlife. It’s ideal for families and adventure seekers alike.
  • Brisbane: A warm, sunny city with a relaxed vibe, Brisbane offers riverfront views, cultural precincts, and easy access to nearby beaches and rainforests.
  • Perth: Set on Australia’s west coast, Perth is known for its clean beaches, open spaces, and beautiful sunsets. It’s less crowded and perfect for laid-back exploration.
  • Uluru (Ayers Rock): A sacred site for Indigenous Australians, Uluru is a striking natural landmark in the heart of the outback. It’s best known for its changing colours at sunrise and sunset.
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Currency and Exchange Rates in Australia

The official currency of Australia is the Australian Dollar (AUD). Here’s an approximate exchange rate to help you estimate conversions:

  • 1 AUD = 53.94 INR (Indian Rupee)
  • 1 AUD = 0.62 USD (United States Dollar)

Make sure to check the latest rates for the most accurate conversion.

Australia Visa For Indians

The following are the common Australia visa for Indians travelling to Australia for leisure, business, study, or other reasons.

Visa TypeDescription
  
Visitor visasFor visitors to a nation
Study visasFor people who want to study
Work visasFor people who want job 
Family visasFor relatives of residents or citizens to move in with them
Business visasFor individuals conducting business activities
Transit visasFor visitors who are just stopping over
Settlement visasThose who are looking for a place to call home

Note: You can apply for your Australia Visa from India through ACKO. Click Here

Travel Documents Required To Travel To Australia

To travel to Australia, you will typically need the following documents.

A Valid Passport

Your passport should be valid for at least six months beyond the date of your intended departure from Australia. Additionally, you should have at least one blank page for an entry stamp.

A Visa

Depending on the purpose and length of your visit, you may need to obtain a visa from the Australian Government before you travel. You can check the type of visa you need and apply for it through the official Australian Government's website.
 

A Valid Electronic Travel Authority (ETA) or eVisitor Visa

 If you are eligible for an ETA or eVisitor visa, you can apply for it online. This will grant you entry to Australia for tourism or business purposes.

A Return or Onward Ticket

You will need to show that you have a return or onward ticket to leave Australia before your visa expires.

Evidence of Sufficient Funds

You will need to show that you have enough money to support yourself during your stay in Australia.
 

Proof of Accommodation

 You need to have proof of a confirmed booking for your accommodation during your stay in Australia.

It's important to note that there might be additional requirements based on your specific situation, so we recommend checking the official Australian Government's website to make sure you have all the documents you need for your trip.

Indian Embassy’s Location In Australia

If you are in Australia and find yourself in a dire situation, you can call the Indian Embassy for help. The contact details for the embassy are given below.

EMBASSYHIGH COMMISSION OF INDIA, CANBERRA
  
AddressIndian High Commission, 3-5 Moonah Pl, Yarralumla ACT 2600, Australia
Phone number039956 3830
Email[email protected]
Working hoursHours of submission: Mon to Fri, 08:30 - 03:00 PM, Hours of collection: Mon to Fri, 12:00 - 03:00 PM

List Of International Airports In Australia

The below-given table lists all the international airports in Australia.

AdelaideAvalonAlice Springs
BrisbaneBroomeBusselton Margaret River
CanberraCairnsCoffs Harbour
Christmas IslandCocos (Keeling) IslandDarwin
GeraldtonGold CoastHobart
Horn IslandKalgoorlieLaunceston
LearmonthLord Howe IslandMelbourne
NewcastleNorfolk IslandPerth
Port HedlandRockhamptonSunshine Coast
SydneyTindal 
TownsvilleToowoomba Wellcamp 

Tips To Buy The Best Travel Insurance For Australia From India Online

Here are a few tips for buying best travel insurance online for Australia

Clarify the claim procedure

Before purchasing an Australia travel insurance policy, enquire about the claim procedure with the insurer. To make an informed choice, you must understand the procedures for filing a claim and settling it.

Alter covers according to your needs

You should try to match your travel insurance coverage as closely as possible to your individual requirements. By doing so, you can have sufficient financial protection and steer clear of paying for extra covererage. 

Select adequate coverage amount

The maximum claim settlement allowed by an insurance policy is known as the sum insured. Ensure that the insurance coverage amount you select in your policy corresponds to the maximum possible financial loss. This will protect you from running out of money in a time of need.

Frequently Asked Questions

Some of the frequently asked questions about travel insurance from India to Australia are covered in this section.

Choosing the best travel insurance for Australia requires assessing your individual needs, including age, the nature of your trip (e.g., if it involves adventure sports), the length of your stay, and any pre-existing medical conditions.  ACKO travel insurance is among the top-rated providers for comprehensive general coverage, it is essential to compare different policies based on your specific requirements.
 

When selecting a policy for your trip to Australia, prioritize high coverage for emergency medical expenses, trip cancellations, lost luggage and potential delay. ACKO offers the best travel insurance for Australia that meets your specific needs.

The price of travel insurance is influenced by factors such as the traveler's age, the length of the trip, the destination, and the extent of the coverage. Typically, older travelers and those with longer itineraries can expect higher costs. ACKO's Australia Travel insurance is available starting from INR 45 per day*.

No, travel insurance for Australia is not mandatory, but is strongly recommended. International visitors are not covered by Australia's healthcare system, meaning emergencies could result in significant medical expenses without insurance.

It is recommended to purchase Australia travel insurance at the same time with your holiday booking. This ensures immediate coverage under your policy, protecting against potential issues like trip cancellation due to unforeseen circumstances or missed trips resulting from flight complications.

Yes, you can usually purchase Australia travel insurance from India after you have booked your trip. 

It is not required by law to have travel health insurance for Australia, but it is strongly recommended. 

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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Written by

Shreya Sahu

Content Editor

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Reviewed by

Chirag Mahajan

Associate Director - Retail Travel Insurance